Saturday, November 14, 2009

UnitedHealthcare StudentResources


“Kids will be kids. … That’s why we’re here. …Our student health plan helps protect kids while they are being kids.”

UnitedHealthcare StudentResources has earned parent confidence and a national reputation by offering only the finest, HIPAA-compliant student health plans.  The health plan offers protection/coverage for injury AND sickness, 24/7/365.  

UHCSR is a division of UnitedHealthcare Insurance Company dedicated to student insurance programs for over 40 years.  Because UHCSR focuses on students, they have a better understanding of the unique needs of this age group.  The Health Plan is also known as Injury and Sickness Insurance.

UHCSR’s program is only available through many participating school districts and participating private schools.  It is nationally available through schools that belong to the Association of Christian Schools International.  Many (Over 2000), but not all public school systems/districts throughout the US participate with UHCSR to offer this plan, from small rural school districts to the largest in the nation such as Los Angeles Unified and Miami/Dade County.  The Health Plan is available to K12 students from ages 5 – 18 (ages 4-18 in Texas).  While the K12 Health Plan can provide a level of protection for uninsured children, it is also being purchased by many families who have high deductible employer coverage.  If parents have to pay hundreds or even thousands of dollars to meet their employer plan deductible, the K12 Health Plan can reimburse them for their children’s eligible medical expenses while they are working toward meeting their employer plan’s deductible. 

UHCSR has challenged national trends by INCREASING benefits while KEEPING the premium at 2008 levels.  It is designed to be affordable at $588 per policy year or $98 every two months.  Parents can enroll their student at any point in the school year.  

Full plan details and easy online enrollment are at our award winning site.  Go to www.K12StudentInsurance.com to learn more.  To enroll click on Plans & Pricing tab and enter the school district name (or just a few letters) to find and select the child’s school.  Click View Plan Materials to see the plan brochure, and review the Student Health Plan Coverage page regarding Student Injury and Sickness Benefits.  When ready to enroll, click the Enroll Now button on the Plans & Pricing tab (or from the Home page).  Complete some information about the child, select the Injury and Sickness plan, create an account, and make a payment by credit card or e-check.

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